Current Interest Rates
Interest rates listed below are effective December 28, 2022.
Rates are subject to change.
Not all available terms and rates are listed for OFAC Visual Credit Union certificates of deposit and loans. Other rates and terms are available.
For additional product or rate information, please contact the nearest OFAC Visual Credit Union community office at +1 (615) 602-4003 or +1 (615) 602-4003.
Savings Accounts
| IRA Savings Account | Dollar Range | Annual Percentage Yield |
|---|---|---|
| Tier 1 | $10,000+ | 0.15% |
| Tier 2 | $500-9999.99 | 0.15% |
| Tier 3 | $1-499.99 | 0.15% |
Checking Accounts
| YourWay Premier | Dollar Range | Annual Percentage Yield |
|---|---|---|
| Tier 1 | $5000+ | 0.05% |
| Tier 2 | $1500-4999.99 | 0.05% |
Money Management Accounts
| Money Management Account | Dollar Range | Annual Percentage Yield |
|---|---|---|
| Tier 1 | $500,000+ | 1.51% |
| Tier 2 | $250,000-499,999.99 | 1.41% |
| Tier 3 | $100,000-249,999.99 | 1.31% |
| Tier 4 | $50,000-99,999.99 | 1.26% |
| Tier 5 | $25,000-49,999.99 | 1.00% |
| Tier 6 | $2,500-24,999.99 | 1.00% |
|
Account Disclosures - Truth in Savings(Reg DD) and Terms & Conditions |
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Certificates of Deposit
| CDs* | Dollar Range | Annual Percentage Yield |
|---|---|---|
| 24-month CD | $5000-24,999.99 | 2.35% |
| 24-month CD | $25,000-99,999.99 | 2.40% |
| 36-month CD | $1000-4999.99 | 2.60% |
| 36-month CD | $5000-24,999.99 | 2.60% |
| 36-month CD | $25,000-99,999.99 | 2.65% |
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* Certain new money restrictions apply. |
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Loans
| Auto Loans | Annual Percentage Rate |
|---|---|
| 4 year Auto Loan | As low as 6.50% |
| 5 year Auto Loan | As low as 6.45% |
| 6 year Auto Loan | As low as 6.40% |
| Home Equity Loans | Annual Percentage Rate |
|---|---|
| 5 year Fixed Rate | As low as 5.70% |
| 10 year Fixed Rate | As low as 5.60% |
| 15 year Fixed Rate | As low as 5.80% |
| Lines of Credit | Annual Percentage Rate |
|---|---|
| FlexLOC 12-month Intro Rate | 4.50% |
| Personal Line of Credit | Annual Percentage Rate |
|---|---|
| Personal Line of Credit | As low as 14.50% |
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